Bharat Kalsi is the Chief Financial Officer at Bajaj Allianz Life Insurance Company (BALIC). He joined the Company in October 2019 and heads the Finance & Accounts, Products and Company Secretarial functions.

Bharat brings with him 23 years of experience across the BFSI and IT sectors. He has led Finance & Accounts, Business & Financial Planning, M&A, Corporate Strategy, Investments & Treasury, Investor Relations, and Product Management functions as a financial expert, and an astute business-driven leader.

Prior to joining Bajaj Allianz Life Insurance, Bharat was with Tata AIA Life Insurance as the Chief Strategy Officer, responsible for their Corporate Strategy, M&A, Business Development & Commercials, Analytics & Business Intelligence Unit, Marketing & Corporate Communication functions. Earlier, Bharat worked with Max Life Insurance, Canara HSBC OBC Life Insurance, Aviva Life Insurance, and the HCL Group.

Bharat is a Certified Public Accountant (CPA) from AICPA, US, and a Chartered Financial Analyst (CFA) from ICFAI, India. He also holds an MBA in Finance from the Institute of Management Technology (IMT).