Leadership Team

Rajeev Jain is the Managing Director and a member of the executive management team of Bajaj Finance Limited. Charting an ambitious growth trajectory for the company, Rajeev has transformed it from a captive auto financing company into one of India’s largest and most diversified NBFC companies.

Rajeev joined Bajaj Finance Limited in 2007 as the CEO. Since then, he has been leading the company towards a ‘new way of doing business’ by envisaging it as an omnipresent financial services company that enables customers to engage, transact, and get serviced seamlessly – online and offline.

An unwavering champion of innovation and disruptive ideas, Rajeev harnessed the power of digital technologies to deliver faster solutions and seamless experiences for customers amidst a rapidly evolving digital landscape.

Rajeev is an industry veteran with nearly three decades of stellar experience managing diverse consumer lending businesses, including auto loans, durable loans, personal loans, and credit cards. He has spent a decade and a half with Bajaj Finance Limited, driving long-term, profitable businesses and large-scale digital transformations to create long-term value for shareholders.

Before Bajaj Finance, he worked with GE, American Express, and AIG.

Rajeev holds a Bachelor’s degree in Commerce from the American College in Madurai and a Management degree from the T.A. Pai Management Institute, Manipal.

Sandeep is the Chief Operating Officer and Chief Financial Officer at Bajaj Finance Limited and a key member of its executive management team. He has played an integral role in the growth and evolution of the Company from being a mono-line auto finance company to a diversified financial services business and on to its transformative journey of becoming a dominant player in the ecosystem of financial services and payments business.

Sandeep joined Bajaj Finance in 2008 to set up management accounting practice over the years, he has evolved his space by playing multifarious roles across Strategic Planning, CEO’s Office, Financial Planning and Analysis to heading the organization’s business re-engineering and investor relations functions. He started his professional journey in the Internal Audit function of Bajaj Auto Limited, handling audits in the area of materials, systems, finance and indirect taxation.

As the CFO of Bajaj Finance Limited, Sandeep oversees Finance, Treasury, Financial Planning and Analysis of the Company with a sharp focus on controllership, compliance, liquidity and driving continuous improvements in business and functional processes towards delivering significant bottom-line benefits.

Sandeep is a Chartered Accountant from ICAI with a Bachelor’s degree in Commerce from Nagpur University.

Fakhari Sarjan is the Chief Risk Officer at Bajaj Finance Limited and a member of the executive management team. He is responsible for overseeing the company’s governance and strategy for the entire risk management portfolio, including risk analytics, underwriting practices, and maintaining relationships with regulatory bodies and other supervisory entities.

A strategic thinker capable of executing and driving results, Fakhari has managed multi-cultural and cross-functional teams with Barclays, USA, as their MD - Risk Management and MD & Chief Risk Officer for Barclaycard in Germany. Fakhari brings in exceptional credit risk management expertise and has been part of the change and launch projects of Retail Banking and Cards. In his earlier stints, he has worked with Deutsche Bank, ABN AMRO Bank, HSBC, ANZ Grindlays Bank, and Asian Paints.

A management graduate from IIM Lucknow, with a career spanning over 25 years, Fakhari brings a holistic and multi-geo experience covering collections, credit, policy, operations, risk, credit cards, analytics, and fraud control, amongst others.

Anupam is the Chief Human Resources and Administrative Officer at Bajaj Finance Limited and a member of the company’s executive management team. He leads an enterprising team of human resources professionals to drive the company’s diverse efforts towards becoming the ‘Place to be’ for the existing workforce as well as for future talent pools. He actively works with company leaders to support the company’s business agenda and long-term strategy.

Anupam joined Bajaj Finserv in 2016 as the Head of Group Learning Academy, where he was instrumental in creating a synergised learning approach to support the diversified financial services portfolio of the Group. Prior to joining Bajaj Finserv, Anupam was the founding Country Manager at the Center for Creative Leadership (CCL) India for over eight years. He established CCL from inception, built a strong team of professionals, an extended community of high-calibre associates, and a strong clientele among marquee companies.

Anupam is an HR practice veteran with over 25 years of proven track record in building best-in-class human capital capabilities and practices and nurturing the human capital of organisations.

Anup Saha is the Deputy Chief Executive Officer at Bajaj Finance Limited and a member of its executive management team. Anup joined the Company in 2017 to lead its consumer finance portfolio business. He heads all the Retail business lines of the Company, including its Urban Consumer Durable Loans, Personal Loans, Co-Branded Credit Cards, MSME, Rural Loans, FDs, Insurance, and Payments. Previously, he managed other portfolios such as Operations, Service and Marketing.

Before joining Bajaj Finance, Anup was with ICICI Bank for 14 years, during which he served in different roles as their Senior General Manager and Group Product Head of their Retail Home Loan, Vehicle Loans, Developer Funding, and Retail and Rural Collections. Anup has also served on the Board of ICICI Bank HFC and TU CIBIL and spearheaded ICICI Bank’s Sales CRM and Big Data transformation projects. In his earlier stints, Anup worked with GE Capital International Services (GECIS), SBI Cards, Blow Past, and BHEL.

With a strong track record of delivering top-line growth and bottom-line performance, Anup has been driving business productivity and improved profitability for the Company, further strengthening its market leadership position.

Anup is an alumnus of IIT Kharagpur and IIM Lucknow. He brings more than 28 years of diverse management experience across sales, product risk, collection, and business intelligence to deliver growth through performance and transformation of the Company. Anup strives towards the vision of becoming a dominant, omnipresent player in the ecosystem of financial services and payment business.

Deepak Bagati is Chief Operating Officer and President-Debt Management Services. He is responsible for managing the Debt Management Services vertical, helping the Company gain a competitive edge in the industry.

Since joining Bajaj, Deepak has integrated SME businesses to create Direct-to-Customer (D2C) businesses for SMEs. He has been a key contributor in delivering cutting-edge capabilities like decision support systems for unsecured businesses and mortgage re-engineering for secured businesses.

Deepak has extensive work experience in the service industry spread across printing solutions, reprographics, rating firms, supply chain management and lending. He joined Bajaj from Yes Bank, where he was the Zonal head for unsecured business. Before which he worked with HDFC Bank, Onrica, Mahindra & Mahindra and Modi Xerox.

Deepak is an engineering graduate with a degree in Industrial Electronics.

Deepak Reddy is the President of Rural Businesses, FD & Investments, Insurance Services & Distribution. He has been a key member of the team that helped transform Bajaj Finserv into one of India’s most respected and profitable Financial Services Companies over the past 13 years. A people person, his HR mantra is to develop simple, transparent, and engaging people practices.

Deepak is a versatile leader and has managed multiple roles in his career span of over 27 years, which include leading businesses, sales and distribution, product management, and human resources. Deepak is a management graduate from T.A. Pai Management Institute and has worked with American Express, Standard Chartered Bank, and Onida before joining the Bajaj Group.

Anurag Chottani is the Chief Operating Officer and Chief Technology Officer at Bajaj Finance Limited. With over two decades of handling senior roles in the industry, he has been with Bajaj Finance for 14 years. Anurag is responsible for managing business application through data technology, consumer apps, ODC and corporate strategy.